• 

  3

  Singapore tax deductions and rebates you probably didn’t know you could get

  By Ryan Ong on January 12, 2018

  The tax system in Singapore is quite straightforward. Unlike many other countries, you don’t need to pay a trained accountant to identify all the ways...

• 

  5

  How servicing your mortgage in cash instead of CPF can add $200,000 to your retirement

  By Ryan Ong on December 22, 2017

  Most Singaporeans prefer to service their mortgage using their CPF Ordinary Account (CPF OA). In fact, you are probably wondering why some Singaporeans service their...

• 

  1

  4 things you need to aim for before you can retire comfortably in Singapore

  By Ryan Ong on August 7, 2017

  There are plenty of Singaporeans who have the capacity to retire, but still find themselves working. Some of these people work because they enjoy it,...

• 

  How much do you need to retire at 45 in Singapore?

  By Ryan Ong on June 9, 2017

  There is no reason why the official retirement age (currently 62) should be the “right” age for everyone to retire on. All of us have...

• 

  15

  30 years from now: how much your lifestyle will cost in 2047

  By Ryan Ong on May 19, 2017

  One of the major threats to a retirement fund is inflation. With rare exceptions, the cost of living will always increase — you could buy...

• 

  14

  4 reasons why property may not be the best asset for retirement

  By Ryan Ong on May 5, 2017

  Property investments have long been favoured in Asian cultures, and Singapore is no different. The appeal is as much psychological as it is financial: you...

• 

  How to rebalance your portfolio for retirement

  By Ryan Ong on April 21, 2017

  Building your portfolio is not a one-off event. Even if all your investments are passive, the portfolio has to be “tweaked” now and again, to...

• 

  6

  Important things you need to know before becoming an accredited investor

  By Ryan Ong on March 31, 2017

  Following the Swiber debacle, many wealthy (sorry, formerly wealthy) Singaporeans are regretting their decision to become accredited investors. From all appearances, it seems accredited investors are...

• 

  3

  How to choose which CPF LIFE retirement plan is best for you

  By Ryan Ong on March 10, 2017

  In the past, CPF retirement options were confusing. There used to be 12 different methods of getting your pension which only had subtle differences. This...

• 

  5 things Singaporeans must have by the time they’re 50

  By Ryan Ong on March 3, 2017

  “How much do I need to retire?” That’s the question that makes financial advisors and wealth managers sigh. It’s impossible to answer because it can...

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