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Personal Finance
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How much of your portfolio should be in cash?
We all know it’s important to save and invest. But let’s get down to details: how much are you supposed to keep in cash? If...
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How to escape living paycheck to paycheck in Singapore
Living paycheck to paycheck is not only stressful – it’s dangerous. Here’s how to stop and turn your finances around. If your paycheck seems to vanish as soon...
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5 retirement problems Singaporeans don’t see coming
If you haven’t started saving for your retirement, you really might want to soon. Especially after reading this article. A disturbing number of Singaporeans think...
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7 unforgettable lessons from your first $10,000 credit card debt
It’s much better if you learn these lessons without amassing a huge credit card debt. For a fair number of young Singaporeans, the first major...
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4 important things to consider before paying off your debts
So you have some money left over after paying the necessary bills. That’s good news. But should that money go toward investments or toward reducing...
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4 personal finance tips that will change the way you think about money
Personal finance is 80 per cent psychology. The maths behind it is simple and all you need is what you learned in primary school: Don’t spend more...
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[QUIZ] How financially literate are you?
Are you ready? Simply answer five questions on these four topics to find out if you’re considered financially literate. (Remember to note your answers down.)...
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How to earn 6% returns “risk-free” from your CPF
Love it or loathe it, the CPF is something that all Singaporeans and PRs have to accept as a way of life here. While there...
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5 Ways You Can Earn Yourself an Early Retirement
If you’re like me, going into the fourth decade of your life, the topic of retirement becomes as engrossing as figuring where all your rock-hard abs...
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8 Money Habits Stopping You from Being Financially Stable
Being in your thirties means you should feel more financially secure. But if you’re still finding yourself living paycheck to paycheck, then you’re reading the...
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How to open a brokerage account in Singapore (and choose the right broker)
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How to buy shares in Malaysia (and open a Malaysian brokerage account)
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How to start investing in Singapore: A practical guide for beginners (updated 2019)
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5 reasons why you should attend annual general meetings if you’re an investor
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How to buy U.S. shares in Singapore (and open a U.S. brokerage account)
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Top 5 Malaysian REITs that made you money if you invested from their IPOs (updated 2019)
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An open letter to our readers who want to win the game of stocks
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Why we will be rejecting ARA Asset Management’s privatization offer of $1.78 per share
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Top 10 Singapore REITs that made you money if you invested from their IPOs (updated 2019)
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30 years from now: how much your lifestyle will cost in 2047
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4 reasons why property may not be the best asset for retirement
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5 Important Factors You Need to Consider Before You Invest in Any REIT
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6 ways to reduce your monthly expenses… without compromising on your lifestyle
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About The Fifth Person
The Fifth Person believes in spreading a message -- that sound investment knowledge, financial literacy, and intelligent money habits can help millions of people around the world achieve financial independence and lead better lives for themselves and their loved ones.
Our company and the knowledge we share here is born of that vision. So take a tour around the site and read our articles. We hope that the good stuff we have here will lead to smarter, more profitable investment decisions for you and the world at large.
