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Personal Finance
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How to rebalance your portfolio for retirement
Building your portfolio is not a one-off event. Even if all your investments are passive, the portfolio has to be “tweaked” now and again, to...
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How to choose which CPF LIFE retirement plan is best for you
In the past, CPF retirement options were confusing. There used to be 12 different methods of getting your pension which only had subtle differences. This...
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5 things Singaporeans must have by the time they’re 50
“How much do I need to retire?” That’s the question that makes financial advisors and wealth managers sigh. It’s impossible to answer because it can...
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3 ways to make an extra $1,500 a month when you retire
When it comes to financial planning, small and specific goals are best. Aspiring to make $15,000 or $25,000 a month without working is all well...
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How hoarding money in the bank can destroy your retirement
Despite plenty of better options, many Singaporeans are still stuck with fixed deposits. Some of us are plagued with a “winning by not losing” mentality,...
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4 common budgeting strategies (that never work)
The best way to learn about budgeting is to eat food court Yong Tau Foo three weeks in a row. Because when you’re broke, that’s going...
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How to avoid paying your full credit card interest (even if you can’t pay back the full sum)
You really shouldn’t have any credit card interest. With just basic financial planning, you can ensure credit cards are only a mode of payment; not...
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Top 10 ways how billionaires actually make their money
Forbes 400 did a quick survey to find out how the 400 billionaires on their list actually made their money. Out of these 400, 127 inherited their billions (which...
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Budgeting comes second – and other habits of the rich
Everyone’s path to wealth is a little bit different. Usain Bolt can sprint his way to fame and fortune, but J.K. Rowling can’t. Then again,...
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6 affordable ways to invest for the average Singaporean
We get it, not everyone has $100,000 to sink into a well-diversified portfolio. But you have to start somewhere, or you’ll never be in that...
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How to buy shares in Malaysia (and open a Malaysian brokerage account)
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How to open a brokerage account in Singapore (and choose the right broker)
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How to buy U.S. shares in Singapore (and open a U.S. brokerage account)
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How to start investing in Singapore: A practical guide for beginners (updated 2019)
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Top 10 Singapore REITs that made you money if you invested from their IPOs (updated 2020)
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5 reasons why you should attend annual general meetings if you’re an investor
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Top 5 Malaysian REITs that made you money if you invested from their IPOs (updated 2020)
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An open letter to our readers who want to win the game of stocks
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Why we will be rejecting ARA Asset Management’s privatization offer of $1.78 per share
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30 years from now: how much your lifestyle will cost in 2047
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4 reasons why property may not be the best asset for retirement
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5 Important Factors You Need to Consider Before You Invest in Any REIT
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Top 3 Singapore blue chip stocks that earned the highest return over the past decade
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15 things to know about Sunway REIT before you invest (updated 2020)
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Here’s why Warren Buffett bought and then dumped his airline stocks once again
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14 things to know about Pavilion REIT before you invest (updated 2020)
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The good, bad, and ugly from DBS Group’s 2020 AGM and Q1 2020 results
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10 things I learned from Warren Buffett’s 2019 letter to Berkshire shareholders
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The top 10 investment & trading books recommended by experts and analysts
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12 things to know about United Plantations before you invest (updated 2020)
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3 ways Starbucks will take advantage of Luckin Coffee’s RMB2.2 billion scandal
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About The Fifth Person
The Fifth Person believes in spreading a message -- that sound investment knowledge, financial literacy, and intelligent money habits can help millions of people around the world achieve financial independence and lead better lives for themselves and their loved ones.
Our company and the knowledge we share here is born of that vision. So take a tour around the site and read our articles. We hope that the good stuff we have here will lead to smarter, more profitable investment decisions for you and the world at large.
